![]() In the eyes of your insurance company, you are driving an illegal vehicle, and your insurer could refuse to cover any medical expenses, losses, or damages that come after. Like all extra modification you may insure, the insurance company wants to recoup some of that cost upfront.įurthermore, tinting your windows beyond the legal limits could even cause your insurance policy to be declared void. If you get it insured, they’ll have to pay for the repair. If you get into a car accident and something happens where the tint is damaged, the insurer typically won’t’ cover that. Why would insuring your window tint raise your auto insurance rates? It all comes down to cost and risk for the insurer. However, if you want your tinted windows to be covered by your auto insurance policy limits, then your insurer may raise premiums to cover the possibility of the expense. In most cases, your insurance company will not raise premiums. If your tinted windows are damaged in an accident, then your auto insurance company will not repair your tinted windows unless they’re explicitly covered by your auto insurance policy.Ĭontact your insurance company to notify them that your windows are tinted. Secured with SHA-256 Encryption Your Premiums May Rise If You Want Your Tinted Windows Covered So there are benefits to the insurer either way. notes that, although tinting can cause accidents by making it harder to see, it can also prevent some by helping with glare. If you’ve modified your hot rod or built a kit car, it’s definitely going to have an impact on rates.īut does tinting your windows affect auto insurance? In most cases, insurance companies will not raise your rates just because you tinted your windows.Īs long as window tinting is legal in your state, and the tinting was done according to the manufacturer’s recommendations, you should not face higher insurance rates. Final Word on Window Tinting and Auto Insurance Ratesĭoes window tinting affect your auto insurance rates?ĭo modifications affect auto insurance? Sometimes, the answer to this is yes.What happens if you don’t report window tinting to your auto insurance company?.Your Premiums May Rise If You Want Your Tinted Windows Covered.What are the benefits of window tinting?.Does window tinting increase the chances of an automotive accident?. ![]() Report Tinted Windows and Other Modifications to your Auto Insurance Company.Does window tinting affect your auto insurance rates?.It is simply not good enough to warn a customer that a certain tint is illegal, then install it any way. Businesses that offer illegal tinting services should be penalised, too. The law, which provides for a Dh500 fine and 30-day confiscation of the vehicle, should be enforced without fear or favour. If the car is hot after being parked in the sun, then crank up the air-conditioning. If privacy is a concern, dress more modestly. In a country that has a high number of road deaths, eliminating the widespread use of illegal window tints ought to be a priority. A fully blacked-out car can also be intimidating to other drivers. Heavy tints obstruct the work of the police and rescue workers, making it difficult for them to identify suspects in criminal cases or victims in accidents. Drivers who cannot properly see out of the windscreen, or through the rear-view mirrors, are a danger to themselves, their passengers and every other road user. While it is understood that some people wish to guard their privacy, public safety should take precedence. As one young driver put it, it “looks cool”. The reasons people tint their windows to the point where it is very difficult to see into the vehicle – and, significantly, to see out – range from privacy and cultural issues to vanity. The problem has not gone away, with road-safety expert Andy Dean saying this week that the law against darker tints must be more strictly enforced "because there are plenty of cars out there with windows so heavily tinted that they're like a big black box". A 2013 survey by The National found that more than 10 per cent of 1,134 vehicles counted along a busy road had illegal window tinting. It is, however, a law that is widely ignored. That is why the law stipulates that the maximum allowable tint is 30 per cent. While it makes sense to tint car windows to reduce glare and help control the temperature inside the vehicle, using a tint that is too dark is both a safety hazard and a security issue. The issue of car-window tinting has been divisive for many years.
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